Get Your Home
Loan Sanctioned.
Finding a Home Loan in Maharashtra or across India shouldn't be hard. Whether it's a new Builder Purchase or a complex SRA/Gaothan property, we simplify the process from ₹7 Lakh to ₹1 Crore.
| Loan Feature | ROI (Interest Rate) | Who is it for? |
|---|---|---|
| Home Loan (HL) | 11% - 13% | Flat, Bungalow, Row House |
| Micro Home Loan | Starting 16% | Loans upto ₹30 Lakhs |
| Property Mortgage (LAP) | 13% - 16% | Warehouse, Shop, Office |
| CIBIL Score | 700+ Preferred | Min 680 (Special Case) |
| Balance Transfer (BT) | Competitive | Switch bank & save interest |
Pan-India Service
We serve applicants across Maharashtra and every major Indian city, ensuring professional expertise and seamless digital processing.
We Finance Every Property.
Unlike traditional banks, we understand unique Indian property structures. If you have the documents, we have the loan.
Residential
Loans for Flats, Bungalows, Row Houses, and even Resale Home Loans.
Commercial
Shop Purchase, Shop LAP, and Professional Office spaces.
Gaothan/SRA
Special support for Grampanchayat, Gaothan, and SRA Allotment properties.
Industrial
Warehouse financing and factory shed loans for SMEs.
Understand Your
Funding Limit.
LTV (Loan-to-Value) is the percentage of your property price the bank will pay. We help you get the maximum possible funding.
LTV Map per Asset Class
How We Get You Disbursed.
Our Central Process Unit (CPA) handles the heavy lifting, taking you from login to money in bank in 4 simple steps.
Technical Check
We verify your property plan copy, OC, and CC stamps to ensure safety.
Credit Audit
A personal discussion to understand your business or salary profile.
Sanction Letter
Official approval. We help collect Society NOCs and Tax Receipts.
Registration
Documentation and Registration of Mortgage (RM). Final funds released.
Your Documentation Toolkit.
New HL / Builder Purchase
Required for first-time buyers
- Plan Copy (Check Stamped Original)
- OC (Occupancy Certificate)
- CC (Commencement Certificate)
- Builder KYC & 6 Months Bank Statement
Resale & Mortgage Loan
Required for existing properties
- Chain Agreement (Full History)
- Society NOC (Bank Format)
- Latest Property Tax Paid Receipts
- Original Property Agreement
Special Support: SRA Allotment
Looking for a loan in a Slum Registration Area (SRA)? We are specialists. Please ensure you have your Allotment Letter and SRA Photo Copy ready for a quick check.
Balance Transfer (BT) + Top-Up
Already have a loan? Switch to DMI Housing Finance or our partner banks to lower your ROI. To qualify, your loan must not be NPA, with max 2 bounces in the last 12 months.
