Home Loans
Done Right.
Starting From ₹5 Lakh , we bridge the gap between Property Dreams and Bank Sanctions. Specialized in Resale, Builder Purchase, and unique assets like Namuna 8 and SRA.
| Loan Category | ROI (Interest) | Profile Eligibility |
|---|---|---|
| Home Loan (Salaried) | 9.49% - 11% | A/C Salary Preferred |
| HL (Cash Salaried) | 12.5% - 13.75% | Income Proof Required |
| Property Mortgage (LAP) | 13% - 16% | Resi / Comm / Mixed |
| Micro HL / LAP | Starting 16% | Loans up to ₹30 Lakhs |
Credit Health
Standard CIBIL requirement. Cases with 680+ considered based on profile strength.
The Documentation Vault.
Applicant Checklist
- ✅ Aadhar & PAN Card
- ✅ Last 6 Months Salary Slips
- ✅ Latest Form 16
- ✅ 1 Year Bank Statement (Salary A/C)
- ✅ Passport Size Photo / Selfie
Business Checklist
- ✅ Udyam Aadhar & Gumasta Licence
- ✅ Last 3 Years ITR with Computation
- ✅ 1 Year Bank Statement (Main Current A/C)
- ✅ Proof of Business Continuity
- ✅ Co-Applicant KYC Documents
Co-Applicant Docs
- 👥 Aadhar Card
- 👥 PAN Card
- 👥 Passport Size Photo
- 👥 Income Proof (If earning)
Property Specifics.
🏢 Re-Sell Assets
🏗️ Builder Assets
NAMUNA 8 PROPERTIES
Critical documentation for Grampanchayat and specialized assets.
- ● Namuna 8 Paper
- ● Tax Receipt
- ● Four Boundary
- ● Rahivasi Dhakala
SRA & SLUM AREAS
Loans for Slum Registration Area (SRA) allotted properties.
Must provide Allotment Letter and SRA Photo Copy for verification.
Your Application Readiness.
To speed up your loan login at our CPA unit, please keep the following information ready.
1. Personal Identity
- Full Name (As per Aadhar)
- Father & Mother's Name
- Marital Status & Spouse Name
- Highest Educational Qualification
- Personal & Official Email IDs
2. Employment / Business
- Current Company / Business Name
- Date of Joining / Start
- Current Designation
- Total Work Experience
- Office Address with Landmark
3. Loan Requirement
- Loan Amount & Tenure Required
- Exact Purpose of Loan
- Two References (Name, No, Addr)
- Permanent Address Details
- Current Address with PIN Code
How We Get You Disbursed.
Our Central Process Unit (CPA) handles the heavy lifting, taking you from login to money in bank.
OSV Step
Original Seen & Verified (OSV). Initialization of Technical & Legal checks.
Credit Audit
Credit report review and personal profile discussion at the CPA level.
NOC Collection
Collection of Society NOC, Bank NOC, Section Letter, and Authority Letter.
Docket & Registry
Signing the Docket (Agreement), Index 2 copy processing, and 7-check audit.
Understand Your
Funding Power.
Max loan eligibility depends on property type and income profile.
Balance Transfer (BT) + Top-Up
Switch your existing loan to a lower ROI. Your loan must not be NPA, and we accept a maximum of 2 bounces in the last 12 months.
Our Banking Partners.
One step for multiple services. We have strategic tie-ups with India's most trusted Banks and NBFCs to ensure your loan gets sanctioned seamlessly.
